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Why do people get turned down for loans? Bank’s home loan lending rules can change Having your loan turned down by your bank can be a reflection of their current credit policy, which can change based on shifts in market conditions. This means when you may have had no issues getting a home loan from
Sometimes, just getting through Christmas can be enough of a slog without worrying about the New Year. But if buying a home is top of your priorities, here are 7 things to think about that could definitely improve your chances of a mortgage. 1. Don’t lose sight of your debt New Year is a great
In short, ‘Genuine Savings’ is a term used by most banks to refer to savings you have made yourself over a period of time. This is opposed to savings acquired in a lump sum e.g. receiving a gift or a one off bonus from work. Why do the banks care? By evidencing that you have
Investing in a rental property is a fantastic way for most Australian’s to grow their wealth. Unlike paper investments like stocks and bonds, property is an asset that you can see, touch and stand on. However, most Aussies just don’t know what the banks look for when deciding how much to lend. Keep reading and
Saving for a deposit to purchase your first home can seem like a daunting task. However, saving for a house deposit does not have to be a tiring and lengthy ordeal. After all it is the great Australian dream to own your very own home. I can recall a time when I was in a