Month: January 2020

Month: January 2020

How to save a much larger home deposit
January 27, 2020 Borrowing Tips & Tricks, Home Buyers, Investors, Your Deposit Alex Lyall

When you are thinking about your first home, finding out you should be thinking about saving for a 20 per cent deposit can seem really overwhelming. The good news is that for some of the big non-bank lenders like Pepper Money, a minimum deposit required on some products can be as little as five percent

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Why a home loan ‘no’ might not the final answer.
January 21, 2020 Borrowing Tips & Tricks Alex Lyall

Why do people get turned down for loans? Bank’s home loan lending rules can change Having your loan turned down by your bank can be a reflection of their current credit policy, which can change based on shifts in market conditions. This means when you may have had no issues getting a home loan from

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7 hot tips if your resolution is to get a mortgage in the New Year.
January 6, 2020 Borrowing Tips & Tricks, Home Buyers, Investors Alex Lyall

Sometimes, just getting through Christmas can be enough of a slog without worrying about the New Year. But if buying a home is top of your priorities, here are 7 things to think about that could definitely improve your chances of a mortgage. 1. Don’t lose sight of your debt New Year is a great

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