Policies

Our Policies

Copyright © 2024 Carwardine & Associates.
This website is the website of Carwardine & Associates Pty Ltd and its related entities. The information contained on this website does not constitute financial product advice, is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice.

What will you do with that information you have on file?

We will not collect any Personal Information about you except when you have knowingly provided that information to us or authorised a third party to provide information to us.

We will not use or disclose personal information collected for any purpose other than for which it was provided or where you have consented to disclose information on your behalf. Where we are obliged to disclose information by law, for example, under Court Orders or Statutory Notices we will do so.

In the normal course of providing you with financial advice and assistance your information may be provided to:

• Support staff who will assist
• Superannuation fund trustees, insurance providers, and product issuers for the purpose of giving effect to your financial plan and the recommendations made by us
• To the trustees or managers of Master Trusts and Wrap Accounts whom services we may recommend
• To organisations to whom we may outsource certain functions from time to time
• To another financial planner during periods when your original financial planner is unavailable so that you can be assured of receiving a continued service

We may use the personal information collected from you for the purpose of providing you with direct marketing material such as articles that may be of interest to you, however if you do not wish to receive marketing material, please notify your financial planner. We will seek to ensure that the personal information collected and held by us is protected from misuse, loss, unauthorised access, modification or disclosure. Your personal information is treated as confidential.

Credit Guide

Connective Credit Services Pty Ltd is licensed under the National Consumer Credit Protection Act 2009.

Credit Guide and Privacy Statement - Home Loans

Credit Guide and Privacy Statement - Consumer Asset Finance and Personal Loans